Finance, Taxes, Insurance
IADA Panel: Financing Has Evolved Beyond a Buying Tool
Buyers urged to seek guidance, consider financing before finding an aircraft
A business jet parked on a ramp at dusk
© IADA

Aircraft financing has evolved from a simple purchase mechanism into a strategic tool shaping capital allocation, ownership flexibility, risk management, and long-term asset value, according to a panel of four lenders convened by the International Aircraft Dealers Association (IADA). The panel, summarized in a new white paper, found that buyers today have a wider range of financing options than a decade ago, loan structure can matter as much as interest rate in shaping ownership costs, and buyers should seek guidance in the aircraft purchase process.

“There are 150 different platforms in operation today in business aviation. You cannot paint all of that with a single loan-to-value or valuation lens,” said panelist Ben Hockenberg of JSSI. He added that “focusing solely on rates is probably only half the picture. Structure is the other half.”